Columbia, MD

“There are literally hundreds of thousands of apps on the market today, so I was very surprised to find ‘no results’ when I searched the App Store for African American and Black health apps, especially when there are so many issues that impact us disproportionately,” says A. Maria Hester, M.D., principal of Savvier Health, LLC.

She goes on to say, “I have seen far too many people suffer needlessly and die prematurely. It’s simply heartbreaking. I couldn’t rest knowing how many patients and their families were devastated by treatable, sometimes preventable diseases, so while still in medical school, over 20 years ago, I got busy writing my first book, Bridging the Gaps: An African American Guide to Health and Self-Empowerment, and I have been trying to empower people ever since.”

Common medical conditions, and their toll on the black community, are the key focus of this app. Topics are presented in a concise, easy-to-understand format, and include a list of risk factors – many of which can be modified – an action plan to stay well, and helpful links so users can gain more in-depth knowledge.

Since complete health also requires spiritual and emotional well-being, Dr. Hester included sections to enlighten and motivate users to live less stressful, more spirit-filled lives.

On a lighter note, Express is a unique greeting card app chock-full of electronic cards featuring African American photos, art, and poetry by the late Gerdine Newsome. Cards run the gamut from simple birthday greetings to thought provoking poems. Users can even send friends and loved ones reminders to see the doctor or get a mammogram.

Both apps allow users to record and e-mail voice memos and text notes directly from the app.

For more details about the Total Health for African American Christians and Express apps, visit www.savvierhealth.net/apps.html
PRESS CONTACT:
Maria Hester, M.D.
Hester@Savvierhealth.net
443-414-8182

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“We’re fortunate to have a dynamic leader like Allison Green taking our diversity and inclusion efforts to new levels,” said Lisa Buckingham , executive vice president and chief human resources officer, brand and enterprise communications for Lincoln Financial Group. “Beyond her corporate success, though, she plays an active role as a mentor and advisor with several local nonprofit organizations, striving to help others—particularly youth—realize their true potential. She is very deserving of this award.”

The annual award is open to black women who exude professionalism and who are committed to providing leadership in their community. A candidate must be nominated by another individual and should be a very senior executive with significant decision making authority in their organization.  TNJ’s Awards Review Board makes the final selection.

“This year’s honorees, including Allison Green , are a particularly special class, one that marks the 15^th consecutive year that we have presented these awards,” said TNJ Publisher and CEO Aziz Gueye Adetimirin . “We are so proud of them, as we are proud of all of our past honorees, because they help our community to lift its head so much higher.”

Since joining Lincoln Financial in 2009, Green has been responsible for the diversity and inclusion strategy, and the oversight of the company’s practices in this area. She has nearly 20 years of corporate and management consulting experience, and previously served as corporate director of diversity for Wyeth Pharmaceuticals and The Vanguard Group. Green earned a B.A. in Psychology at Spelman College and an M.A. in Counseling Psychology at Howard University.

For more information on Lincoln Financial’s diversity and inclusion activities, please visit our Facebook page a thttp://www.facebook.com/lincolnfinancialgroup

About Lincoln Financial Group
Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $178 billion as of December 31, 2012. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services.

For more information, including a copy of our most recent SEC reports containing our balance sheets, please visitwww.lincolnfinancial.com.

About The Network Journal
Founded in 1993, The Network Journal (TNJ) is an award-winning magazine published six times a year. It provides news and commentary on issues that affect the growth of business and the advancement of professionals in the workplace for an audience of predominantly African-American professionals, corporate executives and small-business owners. Engaging more than 98,000 readers per issue, The Network Journal is distributed nationwide, with a focus on the New York tri-state area, while its sister daily publication at tnj.com reaches a global audience.

SOURCE Lincoln Financial Group

RELATED LINKS
http://www.lfg.com

This concern was strongest among Asian women with more than two-thirds agreeing that it was important to avoid being a burden to the next generation; compared to 59 percent of African-American women who felt the same way.  Of interest was the manner in which income levels correlated with this concern.  Asian women with incomes that exceeded $75,000 were more likely than Asian women at lower income levels to prioritize saving for retirement for this reason.

“It is important to understand what motivates individuals to save for retirement,” said Sandra Carr , Assistant Director of the State Farm Center for Women and Financial Services at The American College.  “Research like this can help financial services professionals better understand and address the concerns of their clients and by extension, help women prepare successfully for their “golden years.”

The Importance of Encouraging Women of Color to Save for Retirement

As part of a U.S. Department of Labor report entitled “Disparities for Women and Minorities in Retirement Savings,” Cindy Hounsell , President of the Women’s Institute for a Secure Retirement (WISER) confirmed that women work fewer years and earn less.[1]  Specifically, full-time working women earn about 78 cents for every dollar men earn – while African-American

women earn 64 cents and Hispanic women 52 cents.[2]  In addition, women, on average, spend 12 years out of the workforce to provide care to their families.  This absence denies women access to pay increase opportunities, increased Social Security benefits and retirement savings opportunities.[3]

Preparing for retirement is further complicated by women’s lack of access to pension and retirement plans as well as increased longevity.[4]  According to Thomas Bartell , Chairman of Americans for Secure Retirement, a typical 65 year old woman has a 31 percent chance of living to age 90 or older, as compared to only 18 percent for a typical 65 year-old male.[5]

Despite lower earnings, personal economic circumstances, access to retirement plans and longevity issues, women are finding ways to save.  For example, “Millie’, is a 62 year old recent retiree from Miami who participated in the research conducted by the State Farm Center for Women and Financial Services at The American College.  Millie’s son and his wife were both laid off.  They moved back in with Millie and her husband, along with their new granddaughter. While Millie laments that employers’ do not really take care of their employees any more, she feels financially secure because she and her husband were able to save 20 percent of their income through their company 401(k) plans.

“Defined benefit company pension plans are disappearing.  The long-term solvency of Social Security remains questionable.  Personal savings must be encouraged if individuals are to achieve financial security in retirement,” said Sophia Duffy , JD, CPA, Assistant Professor of Employee Benefits at The American College.

The study conducted by the State Farm Center for Women and Financial Services at The American College found that only 42 percent of the survey participants say they save a certain amount each month. Workplace retirement plans are the most common way for women to save for retirement. Nearly nine in ten (89 percent) of the individuals surveyed who have access to a defined contribution plan, are currently contributing money to save for retirement.

This last finding does demonstrate that systematic savings plans can help individuals prepare for unexpected financial emergencies and make a positive impact on retirement preparation.

Study Methodology:
This survey was conducted online within the United States by Matthew Greenwald & Associates on behalf of the State Farm Center for Women and Financial Services at The American College between September 4 – 19, 2012.  Information for this study was gathered through 17-minute online surveys with a total of 3,000 women including 750 interviews with women in each of three racial/ethnic groups, plus a comparison group that is representative of women in the general public. The women had to be between the ages of 25 to 75 and have a household income of $45,000 or more. The data are weighted by age and education to reflect the population of women ages 25 to 75 with household income of at least $45,000.  General population and minority women groups were weighted separately.  If this study were a random survey of 750 women, it would have a margin of error (at the 95% confidence level) of plus or minus 3.7 percentage points. A full methodology is available.  To see a copy of the full report visit womenscenter.theamericancollege.edu/financial-needs-of-women-of-color

About the Center:
The State Farm Center for Women and Financial Services is the first and only independent,  academic center in the country devoted exclusively to studying women and financial services issues. The Center actively works to increase our understanding of women’s financially related expectations, attitudes and actions.

About The American College:
The American College of Financial Services is the nation’s largest non-profit educational institution devoted to financial services.  Holding the highest level of academic accreditation, The College has served as a valued business partner to banks, brokerage firms, insurance companies and others since 1927.  The American College’s faculty represents some of the financial services industry’s foremost thought leaders.  For more information, visit TheAmericanCollege.edu

[1] United States Department of Labor, “Disparities for Women and Minorities in Retirement Savings,”http://www.dol.gov/ebsa/publications/2010ACreport3.html

[2] Annual Demographic Survey (September 2009), U. S. Census Bureau and the Bureau of Labor Statistics.

[3] Women and Caregiving: Facts and Figures. Family Caregiver Alliance

[4] United States Department of Labor, “Disparities for Women and Minorities in Retirement Savings,”http://www.dol.gov/ebsa/publications/2010ACreport3.html

[5] Ibid.

SOURCE The American College

RELATED LINKS
http://www.theamericancollege.edu

Source

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March 11, 2013-Black Bloggers Connect™, the leading social network for Black bloggers, has teamed up with Codeblack Films to launch The “Free Angela” Blogging Contest. Codeblack Films is a division of Lionsgate Entertainment, distributor for the highly anticipated film, “Free Angela And All Political Prisoners”. The film was written and directed by award-winning filmmaker Shola Lynch. Free Angela is produced by Shola Lynch, Carole Lambert, Carine Ruszniewski and Sidra Smith. The film’s executive producers are Jada Pinkett Smith with Overbrook Entertainment and Shawn “JAY Z” Carter’s Roc Nation. Presented by BET Networks, the film will open in select AMC theatres on April 5th 2013.

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